A 10 Year Plan

Recently I bought a new mattress. The mattress came with a 25-year guarantee. I then bought a new couch. The couch came with a 10-year guarantee. I look at this as my furniture having a 10-20 year plan. They will do their job as a mattress or couch and have made a commitment to me. Why is my furniture more on the ball than me?

I have never been one to have a 5, 10 or 20-year plan. I know many people who set their course in their life and adjust or amend their plans. As I approach retirement age a 5, 10 and 20 year plan seems sensible. Of course I started a new business at age 52 so I am living a more unconventional life.

I have looked on line and there are many tips to help midlife people set a plan moving toward their 60’s and beyond.  They all make sense ad I have actually already completed some of the tips. Not being in a conventional job with a set retirement and accompanying pension my plans are more free style.

After going through cancer I know life has no guarantees like my furniture.  In all honesty my cancer has reduced my life span by about 10 years. Since I don’t know my expiration date I can’t accurately make a plan more than 10 years. A 10-year plan sounds good to me.  If my mattress out lives me, so be it!

I really am interested in other people’s 5, 10 or 20-year plans. Will you retire?  Will you wait until you are 67 or 70 for the top Social Security Insurance payouts? Will you sell everything and travel the world? Will you start your own business? Will you volunteer? Will you work in a different field? What are our plans?